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Money Transfer That Builds Credit for African
Immigrants
Transfer money, build credit. Made for African immigrants in the US
OUR USERS L💜VE US
5.0
Google Playstore Reviews
4.9
Apple Store Reviews
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FEATURED IN
Get to your next big thing (and the next and the next) with Kredete.
Open a U.S. account fast. With no hassle.
Instant, fee-free transfers in 20+ countries.
Buy, sell, trade 24/7. Crypto that's simple.
Credit building with every transfer.
Global accounts in 16+ African countries.
Predictive exchange with Kredete AI.
Get Banked in the U.S.
Access financial services in the US with an international ID, including passports. You’ll get an FDIC-insured account to help you manage your finances and a free Visa debit card to shop in stores and online. No overdraft or foreign transaction fees.
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Send and receive money instantly in 20+ countries, fee-free
Send money back home at competitive rates. Zero fees make us better and our transfers are just as fast and secure.
Better Credit Starts Here
Take the first step and start tracking your credit score for free in the Kredete app. Then, you can easily help build your credit with the Kredete Builder Card on everyday purchases.
On average, customers see a 42+ point increase after 3 months of on-time payments when using the Kredete Builder Card.
Subscription Tracking
Low Balance Alerts
Personalized Insights
Payment Monitoring
Budgeting
Predictive Forecasts
We are supercharging Africans in the Diaspora
Try the World’s first AI assistant dedicated to personal finance for African Immigrants in the U.S. Money Stress? Kredete’s Got You
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Buy, Sell, and Settle crypto trades in real-time, 24/7, across 65+ digital assets
Crypto trading, deposits and withdrawals, P2P transfers, rewards, or spend with crypto with Kredete
Open an account in 16+ countries in less than
5 minutes
Your account works exactly like it would if you were home
Secured and Insured
With the FDIC
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Kredete, Inc. is registered and regulated by FinCEN (The Financial Crimes Enforcement Network) as a Money Services Business. Kredete is a financial technology company. Banking services are provided by licensed banking partners.
Disappoint thieves
Every month, our customers trust us to move around $10 million of their money. Here are some of the important ways we protect them.
See More
Our dedicated fraud and security teams work to keep your money safe
We use 2-factor authentication to protect your account
We hold your money with established financial institutions
Stay in Control
with Alerts
You’re always in-the-know with daily balance
notifications and transaction alerts
Money Movement Without Borders
Our dream is for people to live and work anywhere seamlessly. That means money without borders: moving it instantly, transparently, conveniently, and — eventually — for free.
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How We Make People Feel
Helen
Kunle
Kwame
Awa
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Instantly send support,
fuel a passion,
or reinforce a bond
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