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Daily Growth for your USD Savings

Put your money in a stable vault designed by Kredete for steady daily Improvement.

Scan to download the Kredete app.
Available on Appstore and Playstore

Download Kredete

The Kredete Advantage

We designed the savings vault to be simple to use and clear to understand, with consistent value.

Protection from economy swings

Keep your money in a stable vault so you can ignore sudden changes in exchange rates

Daily growth you
can see

Your savings are never fixed, Your balance improves over time, and you can track the change inside the app.

Good for planning bigger goals

School fees abroad? Travel? Business costs? Our savings vault helps you prepare.

One place for saving and spending

Save in the vault, withdraw to your virtual account, and spend right in one Kredete profile.

Your Money Stays Within Reach

Leveraging technology to keep you safe. We are committed to you and your account protection. Afterall, that is our business.

Growth You can Track

Deposit and withdraw when you need to, while your savings continue to grow daily

Designed for Stability and Clarity

Your savings are placed in secure, low-risk USD instruments with clear daily updates

A Safe way to Save

Your savings sit in a stable financial structure designed to keep your funds protected.

What Happens to Your Money?

Full Purchasing Power in one account.

Low-risk, short-term assets

We work with regulated partners to place your savings in highly rated government-backed bills and Institutional liquidity funds

No trading or speculation

Whether you're ordering from U.S. retailers, paying for services, or managing international subscriptions, you’re fully covered.

Structured for stability

Add your virtual card to supported platforms for contactless payments wherever you go.

Real-time control

Track your purchases, monitor your balance, and receive instant transaction alerts. Get full visibility and control over your spending.

Don’t Miss the Real Fun

Something new is coming, unlock your savings vault now to be among the first

Invite your
friend

Refer friends with your unique referral code
( Located at the  refer a friend section on the homepage )

Unlock your savings vault

Open your vault with a single click. No forms or long setup required

Fund with crypto or bank account

Move funds from your Kredete account or fund directly with crypto using multiple networks

Watch your balance grow

Your savings are updated every day so you can see how much you’ve built in dollars

Don’t take our words for it, our users love us

App Store

Playstore

Khadijat Bakare

“Signing up to the app was quite easy and straightforward. The UI is minimal and clean . Finding my way around is effortless. And the app has proven useful. I now know what my credit score is . Looking forward for more features to be released”

Igor Bogor

“Just downloaded Kredete and am impressed with how simple the app is and how easy they make it to build and manage credit for consumers in Africa!”

Treasure Osa

“Signing up on Kredete was extremely easy and fast, KYC verification was also stress-free, and the app is super authentic and convenient to use.”

Osoja Bukunmi

“I am usually not a fan of online loan or microfinance apps. But it feels surreal to find an app that can connect a borrower (like me) to potential lenders. I like how the Kredete app makes many things easy at a time. I can save, make USD transactions and still get an online card too… wow!!! I love this innovation… feels like something that should work only in the US… but I’m glad it’s already working here in Nigeria. Lovely to see!”

Abdulrazak Hajiya RASHIDA

“Seriously my son introduced me to this kredete application and it's been very good for my transaction. Kudos 👍”

Omotayo Clinton

“My friend who stays abroad used to tell me about how helpful credit scores can be to secure loans. I’ve been hoping that a platform that can help me build my credit score and secure a wider range of loans could be created and I’m glad Kredete came just at the right time. Okayyy, so I can now run my business with more loan opportunities. It’s a great stuff all the wayyyy!!!”

Parker Anthonia

“”Due to network issues, especially in festive season is always a problem, but with kredete app, zero network and easy transactions 💯”

Igor Bogor

“Just downloaded Kredete and am impressed with how simple the app is and how easy they make it to build and manage credit for consumers in Africa!”

Treasure Osa

“Signing up on Kredete was extremely easy and fast, KYC verification was also stress-free, and the app is super authentic and convenient to use.”

Osoja Bukunmi

“I am usually not a fan of online loan or microfinance apps. But it feels surreal to find an app that can connect a borrower (like me) to potential lenders. I like how the Kredete app makes many things easy at a time. I can save, make USD transactions and still get an online card too… wow!!! I love this innovation… feels like something that should work only in the US… but I’m glad it’s already working here in Nigeria. Lovely to see!”

Abdulrazak Hajiya RASHIDA

“Seriously my son introduced me to this kredete application and it's been very good for my transaction. Kudos 👍”

Omotayo Clinton

“My friend who stays abroad used to tell me about how helpful credit scores can be to secure loans. I’ve been hoping that a platform that can help me build my credit score and secure a wider range of loans could be created and I’m glad Kredete came just at the right time. Okayyy, so I can now run my business with more loan opportunities. It’s a great stuff all the wayyyy!!!”

Build credit every time you send money abroad

Scan to download the Kredete app.
Available on Appstore and Playstore

Download Kredete
Download Kredete
Personal
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Business
Download Kredete