One Subscription
Many Advantages

Pay $6 to get better rates, lower fees, and more room to explore.

See Plans

The Kredete Advantage

This is not your typical upgrade, it’s how we reimagine what access to money should look like globally.

Built on
Real use cases

Not Tiered,

Just Fair

Simple Pricing,
Real Value

Move ahead in line

With Kredete+, you’re not waiting for rollouts. You’re testing them. Whether it’s new transfer corridors, product upgrades, or account tools, you get early access. If you’ve ever felt like products change too slowly, this is your fast lane

Pay monthly, Save weekly

Kredete+ is one of the few subscriptions that actually helps you save. If you send money more than twice a month or use a virtual card regularly, you’ll likely spend less overall just by being subscribed.

Build a Credit Story That’s yours

Your credit tools aren’t stuck behind another paywall. Subscribers can access the full suite: apply for our credit-building products, get updated reports monthly, and track how your financial footprint evolves.

Updated score every month

See your credit score refresh monthly based on your account usage and financial behavior. It is simply clear progress you can track anytime.

Access your full report

As a subscriber, you get a full financial profile including payment history, activity streaks, and spending patterns. Delivered every 30 days at no extra cost.

Unlock any credit product

Everything is covered in your $6 monthly fee. No add-ons or gated features. Track, improve, and manage your credit directly in the app.

Supports frequent spenders

If you regularly send money to family, pay vendors, or receive income in different currencies, Kredete+ was created to support how you use the money. The more you move money, the more value you get from your subscription.

Compare the benefits

See what changes when you subscribe

International remittance fee
$1
$0
USD account maintenance fee
$2
$0
Card funding fee
0.5%
0%
ACH transfer
$5
$2.5
Wire transfer
$20
$15
Transfer limits
Based on tier
Automatic increase
Access to credit tools
Limited
Full access
Support
Regular queue
Priority queue
Crypto transfer
0.5%
0%
Exchange rate
Standard
Discounted
Feature access
Standard
Priority
Monthly credit report
$2
$0

Services you use, Now better

You already spend, send, and save. Kredete+ makes each action more rewarding. For $6 a month only, you get tools that reduce fees and give you control.